Sunday, August 30, 2026

Average return on stock trading and crypto

Think and act on the way to riches/millions





For the stock market in USA it is 14.7% per annum for the past 11 years from 2014 to 2024

For crypto for the last 10 years  from 2016 to 2026 it is 1,360%    Thats why some bit coin traders are belittling our proposed investment  deal of 3x in 10 years.  It is 300% or 30% per annum   It is better than 14.7% of stock market but lower than crypto

Saturday, August 29, 2026

Are you still in business if you do this: use the loopholes in tax laws to lessen your income tax? Will you get away with these?

Think and act on the way to riches/millions





The revenue office has been given high targets given the fiscal needs of the govt, and the alleged corruption.  Thus businesmen are avoiding paying the taxes

This post read an article (aside from borrow to death strategy ie not selling stocks to avoid capital gains) and merely borrowing from the bank agaisnt their shares of stock at very low rate)

     You can only do this if you have two or more companies (one holding and one operating)

     1.  Sue the other company for sum of money.  The money that was sued for could be subject to a 35%
          income tax.   The paid amount for the damages or other liabilities could be later charged only 6% as
          capital gains  so this 29% advantage savings for taxes to be paid

   2.  Have an insurance issue claim vs another company.  The award the damages paid is treated as tax free.

Others involve investing in tax wells (that are 70% income tax deductible...) 

  3.  The art work deductible.    Art works are treated as expense.     And even if they are ugly and brought before an auction.   Some people bid and no sale for the art work is completed.  However the bids the high
bids are given value to the art work.  Then the art work is donated by the company to a museum or school and the amount of the auction is the value (not the amount paid to the artist who made the painting)

Well businessmen must explore a lot of things to be smart and beat the tax man after your flesh at their own game.  Legal

Producing goods and services or toll (tong collector?) business?

Think and act on the way to riches/millions




There are many people who make huge business on "patong" on margins toll over a transaction like stock trading, hedge funds,  crypto trading.   Are they the right businesses or good businesses.  For most people, just making money  on a deal is a business.   

Asking for toll:   interest,  service fee, packaging fee hedge fund management fee is enough business. One of the richest men on the planet made money by stock picking.  Well he invested his money on the company that really produced goods:    Apple, Coke, Gilette 

And that makes the whole business desireable as something advancing society and humanity.

Before I worked in a bank.  One of the colleagues happened to be the son of the Chairman.  Later on as part of the group he was sent to head a cement plant.  

Thereafter some years later we met again and said that being a banker was not really a godd job or business.  You are simply a commissioner on the money lent, you are not really creating something for the world.  You are a toll collector.  (But would anything be built, without funder or financier) without somebody pooling the money for your enterprise.   

Since you are simply a toll collector, that source of income could be volatile and not steady.  It could be affected by rumors, politics, weather.     Unlike if you create something for the needs of the populace. 

Should you as manufacturer or contractor have diversions to make more money:

    1.  Invest in crypto
    2.  Do stock trading
    3.  Speculate on other ventures that are not clear to you
    4.  Do lotto
    5.  Try the casino
    6.  Do forex?





I think we should focus on what we know best.   Invest in your own business to increase your sales, increase product awareness, and improve operations to save costs and be more efficient 

What do you think?  Are paper shufflers really businessmen?  

Average return on stock trading and crypto

Think and act on the way to riches/millions For the stock market in USA it is 14.7% per annum for the past 11 years from 2014 to 2024 For cr...