You have to be in survival mode. What counts are food, water, shelter and electricity. It has to be the survivalist wish list.
Thus Bill Gates now becomes one of the the biggest farmland owner in USA (no 43).
According to the 2025 Land Report, Gates ranks 43rd among America's largest private landowners with 275,000 acres. Roughly 248,000 of those acres are active farmland, In case of economic cataclysm, we need food shelter, security. Back to basics.
Thus Philippines is good place to come to in case of such an economic disaster
In one of their talks WB mentioned that he dislikes investment in real estate:
1. Negotitations can take long and there could be many issues: inheritance, taxes, lawsuits,
physical defect.
2. Its not a passive income source You have to actually manage it: pay rpt, have it surveyed, watch
for encroachment
3. Its value could be altered dramatically due to natural disasters, sinkholes, volcanic eruption
4. The market is not very liquid unless there is bank financing.
And for example commercial property is on the decline because of the WFH. If the holder or lender is evaluating the value based on ROI (or income approach) the 50% vacant building is valued lesser and the banker may find out that he is under collateralized. When the bank does, can foreclosure can be far behind, or being poor?
Warren Buffet did not hink so. Because like cyrpto, it has not productive function. Unlike companies that produce products, are sold, there are needs by the people
In hard times its price actually falls. Also most of the gold supply are limited and mostly what you trade are certificates - paper that hardly represent real gold. Its gain over certain number of years has been 10% or less. Stocks fared better. Appreciation and dividends
For an investment to be truly valuable it must be of value to humanity, like food, bottled water, load, internet But gold are just used for jewelry and how many buy jewelry many times over Just a few.
Tax evasion is illegal - a crime; tax avoidance is not. Like the accused the taxpayer is given all the means available to him to lessen and/or not pay tax at all. Like capital gains tax or sales tax will not be imposed unless you sell the property.
So when you have a good tax attorney or accountant, you lessen taxes or not pay tax at all.
We used to have a business partner. We built houses for him which was taken out via HDMF through the bank which he heads.
One time I happened to see a BIR receipt only 4 numbers reportedly to be the income tax payment of the said partner. I was not even 1/10 of may WT monthly. How did he do this? (For one the BIR tax commissioner is his neighbor at the village. ) His wife owns 3 expensive houses in that village and 7 other locations at CBD.
No wonder they are rich and getting richer.
Like the new billionaires. They hardly pay any taxes. They get paid $1 a year, for their spending money, and luxury they borrow against their shares of stock which are so high in value. As for the interst payment, they get it from dividends or unavoidable selling of small amounts of shares.
Do they pay taxes. Nah They are not selling their shares of stocks yet.
A business can be successful if it unique, amazing and all strategy must continue to build a proprietary
advantage. Buffett call this a moat a franchise. Differentiation can no longer be due to skills and abilities. AI has reduced the time line from 3 years to 3 months. Information arbitrage no longer exists; internet has closed the gap.
3 things can be unique:
1. Unique experience
2. Application of the experience and knowledge
1. credentials >> uild trust
2. trust - >> can be authority
3. position
UNCOPIABLE. A market force
3. Perspective (arbitrage) can see what others can not see. Insight. With these, you are undefeatable and build an undefeatable position
Others are not opponent. They are referrers. Battle is unnecessary
In a world of endless competition, fairness is a myth—and advantage is everything. Inspired by Niccolò Machiavelli, this video reveals how to build an unfair edge that others cannot copy. It’s not about luck or talent alone, but about positioning, perception, and strategic thinking. While most people compete on visible skills, a few dominate through hidden leverage and long-term moves. If you want to stand out, control outcomes, and stay ahead no matter the game, this is the blueprint to start thinking differently today.
Being wealthy is not luck. Its not winning the lottery. It means you cant rebuild after failure. Wealth is created by design system, they design build the architecture. There is no alterative for wealth except to flow to you
Vision board is a wish. Getting the road map is another thing...
Getting rich isn’t random—it’s engineered. Inspired by Niccolò Machiavelli, this video breaks down how wealthy individuals design outcomes instead of hoping for them. They build systems, control risks, and think in long-term leverage while others rely on chance. Luck may open a door, but strategy decides who walks through it. If you’re tired of guessing and ready to approach money with precision, this is your shift. Learn how to structure decisions, habits, and environments so wealth becomes predictable—not accidental.
🎯 Key Moments:
00:00 - Don't Skip
02:31 - What Design Actually Means: Beyond Goal-Setting and Vision Boards
06:12 - The Anatomy of Wealth Design: What Wealthy People Actually Build
11:48 - Machiavelli's Lens: The Prince as Master Designer
15:51 - Designer vs Reactor: The Cognitive Contrast
20:17 - Why Most People Never Design: The 3 Barriers
25:41 - The Design Process: How Wealthy People Actually Build
24:12 - The 4-Step Vocabulary Migration
32:55 - The Design Was Always Available
